Ocean Bank

Ocean Bank: A South Florida Tradition Since 1982

Ocean Bank is the largest independent state chartered commercial bank headquartered in Florida. Founded in 1982, we currently have 20 branches serving Broward, Miami-Dade, and Palm Beach Counties.

Sample image
Mission Statement

To be the recognized Banking Leader in strength, efficiency and profitability serving businesses and individuals in the South Florida and international markets.


Our Customers
To continue a longstanding history of superior service through the genuine exchange of mutual trust and respect in order to help our customers achieve their financial goals. This vision will be accomplished by offering our customers a choice of products, delivery alternatives and financial insight to meet their lifestyles and banking preferences. Our commitment to service excellence will be reflected in our passion to create a completely satisfying experience for our customers.

Our Employees
To create a meaningful and rewarding employment experience for individuals who choose to play a role moving Ocean Bank along the journey to reach the Mission. This vision will be accomplished by nurturing an environment that fosters the collaboration of the valuable contributions from each individual and provides an opportunity for employees to achieve their career aspirations.

Our Community
To demonstrate an unwavering commitment to enhance the quality of life and prosperity for individuals who work and live in the communities we serve, as well as those who visit our markets. This vision will be accomplished through the continual giving of time, talent and monetary resources to the organizations whose causes are meaningful and impactful.

Our Shareholders
To provide shareholders with a favorable return on their investment through continuous and long-term profitability and growth. This vision will be accomplished by the cost-efficient delivery of banking services to customers, implementation of prudent credit practices, execution of well-defined business strategies and the responsible management of capital.

Awards & Recognition
2006 Beacon Award Winner
The 14th Annual Beacon Awards showcases some of Miami's best businesses by recognizing those that have invested in the local economy in a significant way, including helping create jobs and diversify the marketplace. Ocean Bank was selected as the 2016 Award Winner in the Banking segment.
BauerFinancial 5 Stars
A Superior "5 Star" rating, the highest possible by BauerFinancial after an independent review and analysis of the bank's financial data, indicates Ocean Bank is one of the strongest financial institutions in the nation based on solid capital ratios, historical performance, regulatory compliance, community reinvestment act (CRA) strength and other factors.
Board and Management
  • A. Alfonso Macedo
  • Ernesto de Abreu
  • Javier Macedo Rodríguez
  • Alcides I. Avila
  • Antonio Fernández
  • Antonio A. González
  • Ricardo A. González
  • Terry Curry
  • Juan del Busto
  • A. Alfonso Macedo
    Director, President & CEO
  • Yuni Navarro
    Executive Vice President & Chief Administrative Officer
  • Manuel M. del Cañal
    Executive Vice President & Head of Wealth Management
  • Ralph González-Jacobo
    Executive Vice President & Chief Lending Officer
  • Sam Monti
    Executive Vice President & Chief Credit Officer
  • Stan Rubin
    Executive Vice President, Chief Financial Officer & Chief Credit Officer
  • Colin Bowe
    Senior Vice President & Senior Operations Officer
  • Cheryl Rees
    Senior Vice President & Director of Marketing
Contact Us

Customer Service Center


Ocean Line (24 Hour Banking)


Online Banking Customer Service Center


Cash Management Customer Service Center



Software Support


Transaction Support


An Ocean of Opportunity

Open Positions at Ocean Bank

Collector II

The Collector II is responsible for performing commercial collection activities in the Factoring Department; contacts customers; collects outstanding accounts receivables from our client’s customers (other businesses); follows up on past due accounts; resolves collection problems to try to maintain the portfolio’s DSO (days sales outstanding) as low as possible; sends out past due statements; and utilizes various techniques to promptly resolve client/ customer issues; credit investigations ma...